The Best Home Equity Loan Companies
Reviewed for 2024

Reviews of the nation's leading home equity companies.

We did the research and compared the top lenders by closing costs, loan variety, borrowing limits,
customer service, and credit score level.

Read the latest reviews below or enter your zip code to see a personalized list of the best
home equity options for your needs.

Disclosure: we receive advertising revenue from some of our clients. More information

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The Home Equity Loans Guide makes the process of getting Home Equity Loans more streamlined and efficient. To enable us to provide our content, we do sometimes collect revenue from our clients for consumers who visit their site from our site. We do not make any compensation for a consumer merely viewing our content. Although we sometimes adjust the ordering of which companies are profiled based on compensation, we make a point of reviewing each company independent of any compensation that may or may not be received to ensure we preserve the value that consumers enjoy from visiting our site.

Home Equity Reviews

AmeriSave Review

Overall Score
4.8 out of 5 Read Full Review
Amerisave has been offering quality mortgage products since 2002. Applauded for their customer support, loan variety, and low interest rates, it's easy to see how they've become one of the largest lenders in the nation.
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Bankrate Review

Overall Score
4.2 out of 5 Read Full Review
With over 40 years in the finance industry, Bankrate has a long history of assisting people with their financial goals. For a smarter and legitimately helpful way to shop home equity loans, this is the site to use.
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Discover Review

Overall Score
4.9 out of 5 Read Full Review
Regarding home equity loans, Discover Home Loans offers a high-quality product at a low cost. Their website provides a transparent view of how their services work and on what terms, making it easy for interested customers to get started. With a quick application process and great customer service, this is a great lender to look into.
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Figure-HELOC Review

Overall Score
4.7 out of 5 Read Full Review
When it comes to home equity and HELOC products, Figure is one of the best companies to look into. They are notable for the convenience of their application process as well as their lower-than-average fees. If you are aiming to borrow 400,000 or less, absolutely take this brand into consideration.
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LendingTree Review

Overall Score
4.3 out of 5 Read Full Review
If you are struggling to choose the right lender, we recommend giving LendingTree a try. As the largest online marketplace of its kind, they have the years of experience and sophisticated technology necessary to quickly find their users custom options when it comes to home equity or HELOC lenders.
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Online-Mortgage-Loans Review

Overall Score
4.2 out of 5 Read Full Review
Homeowners otherwise struggling to choose a lender for their home equity or HELOC loan should consider trying out Online Mortgage Loans' free comparison service.
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Mission Home Loans

Overall Score
4.7 out of 5 Read Full Review
Mission Loans is a mortgage loan lender that prioritizes customer service. Homeowners looking for a home equity loan or HELOC product should absolutely take this company into consideration, particularly if you value working with a smaller lender.
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New American Funding Review

Overall Score
4.9 out of 5 Read Full Review
New American Funding is known for its legitimately personalized loans, customer-centric service, fantastic rates, and transparency. This is a family-owned lender that aims to make homeownership simpler for families across the country. When it comes to home equity loans, they have the options you need to meet your financial goals.
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Online-Mortgage-Loans Review

Overall Score
4.7 out of 5 Read Full Review
Homeowners otherwise struggling to choose a lender for their home equity or HELOC loan should consider trying out Online Mortgage Loans' free comparison service.
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Quicken Loans Review

Overall Score
4.7 out of 5 Read Full Review
As one of the first lenders to offer fully online loan applications, Quicken Loans is a major player in the industry. With consistently fair interest rates and legitimately superb customer service ratings, this is one lender you shouldn't skip over.
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Rate Zip Reverse Review

Overall Score
4.7 out of 5 Read Full Review
RateZip is a broker site that compares mortgage loan lenders for its users and provides financial insight on a variety of topics. Homeowners unsure of where to start in the mortgage loan process should consider giving their free service a try.
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Rocket Mortgage Review

Overall Score
4.7 out of 5 Read Full Review
As one of the forerunners of the online loan application phenomenon, Rocket Mortgage has contributed to the newfound convenience and ease of getting a home loan. They have earned their place as the top-performing home loan lender in the country by offer legitimately low interest rates and consistently fantastic customer service.
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Unison Review

Overall Score
4.5 out of 5 Read Full Review
Unison is a home equity loan company with one mission -- to connect homeowners and investors and make better use of your home's equity. With more than 15 years in business, they've serviced thousands of loans and assisted families across the country in meeting their financial goals.
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Unlock Review

Overall Score
4.5 out of 5 Read Full Review
Unlock offers a unique home equity loan product, referred to as a Home Equity Agreement (HEA). This product is unlike any other in the industry, making them a great option for homeowners looking for something different.
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Our Reviews Methodology:

The team at Best Home Equity Loans has written detailed reviews on how the top lenders do when it comes to the following factors: closing costs, loan variety, borrowing limits, customer service, suitability for homeowners with higher credit scores, and suitability for homeowners with fair credit scores. With years of experience in the home loans industry and hours of thorough research on each lender we feature, we are confident that our reviews offer an honest and unbiased look at where these companies stand. We hope that these reviews make the home equity loan process easier for all.